Gearing up for Obamacare

Some pundits fling the phrase around like it’s supposed to be an insult; sure, go ahead. Time will show them they’re wrong.

All I know is that in January, for the first time in nearly 13 years, I will have health insurance. If I plump for the base-level coverage, my premium is estimated at less than $400. A year. If I want the mid-level coverage, my premium will be around $100 a month. As opposed to the $100 a paycheck — nearly a full third of my pay — for coverage that wouldn’t kick in until I was already $5000 out of pocket and even then only covers part of the expenses.

Oh yeah, that’s a really bad thing. I’m being terribly abused by the government. Whatever will I do?

Oh, that’s right. Feel secure for the first time in a decade. I really have no idea what to expect when I have my first full physical — everyone says that regular medical checkups in your 40s are critical, and I have had zero because this country considers health care to be a privilege, rather than a human right. In some ways, I’m genuinely lucky to be getting ready to turn 50 in more or less good health, since it hasn’t been due to regular checkups and professional preventative care.

This goes quite a ways towards that goal of the right to basic health care. It’s not perfect, but it’s a step in the right direction.

And considering John Boehner’s alternative is that I should rely on wishful thinking (since I can’t afford insurance without Obamacare–what do you reckon I do without, John: housing or food?), well, that’s not really an alternative, is it?

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